{"id":98,"date":"2025-07-17T08:27:21","date_gmt":"2025-07-17T08:27:21","guid":{"rendered":"https:\/\/gkharyana.in\/?p=98"},"modified":"2025-07-17T09:04:50","modified_gmt":"2025-07-17T09:04:50","slug":"india-budget-2025-26-analysis-%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ac%e0%a4%9c%e0%a4%9f-2025-26-%e0%a4%b5%e0%a4%bf%e0%a4%b6%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%b7%e0%a4%a3","status":"publish","type":"post","link":"https:\/\/gkharyana.in\/hi\/india-budget-2025-26-analysis-%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ac%e0%a4%9c%e0%a4%9f-2025-26-%e0%a4%b5%e0%a4%bf%e0%a4%b6%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%b7%e0%a4%a3\/","title":{"rendered":"India Budget 2025-26 Analysis | \u092d\u093e\u0930\u0924 \u092c\u091c\u091f 2025-26 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923"},"content":{"rendered":"<h1 class=\"wp-block-heading\" id=\"india-budget-2025-26-analysis----2025-26\">Overview<\/h1>\n\n\n\n<p>The Union Budget 2025-26 was presented by Finance Minister Nirmala Sitharaman with the theme <strong>&#8220;Sabka Vikas&#8221;<\/strong> (Development for All), focusing on balanced growth across all regions. The budget emphasizes four key engines of growth: Agriculture, MSMEs, Investment, and Exports.<\/p>\n\n\n\n<p><strong>Key Financial Highlights | \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total expenditure: \u20b950.65 lakh crore<\/li>\n\n\n\n<li>Total receipts (excluding borrowings): \u20b934.96 lakh crore<\/li>\n\n\n\n<li>Fiscal deficit: 4.4% of GDP<\/li>\n\n\n\n<li>Capital expenditure: \u20b911.21 lakh crore (3.1% of GDP)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Sector-wise Investment Table | \u0938\u0947\u0915\u094d\u091f\u0930-\u0935\u093e\u0930 \u0928\u093f\u0935\u0947\u0936 \u0924\u093e\u0932\u093f\u0915\u093e<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Sector \u0938\u0947\u0915\u094d\u091f\u0930<\/strong><\/th><th><strong>Investment \u0928\u093f\u0935\u0947\u0936<\/strong><\/th><th><strong>Key Allocations \u092e\u0941\u0916\u094d\u092f \u0906\u0935\u0902\u091f\u0928<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Infrastructure \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e<\/td><td>\u20b911.21 lakh crore<\/td><td>Capital expenditure allocation<\/td><\/tr><tr><td>Urban Development \u0936\u0939\u0930\u0940 \u0935\u093f\u0915\u093e\u0938<\/td><td>\u20b91 lakh crore<\/td><td>Urban Challenge Fund for cities development<\/td><\/tr><tr><td>States Support \u0930\u093e\u091c\u094d\u092f \u0938\u0939\u093e\u092f\u0924\u093e<\/td><td>\u20b91.5 lakh crore<\/td><td>50-year interest-free loans for capital expenditure<\/td><\/tr><tr><td>Maritime Development \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0935\u093f\u0915\u093e\u0938<\/td><td>\u20b925,000 crore<\/td><td>Maritime Development Fund with 49% government contribution<\/td><\/tr><tr><td>Nuclear Energy \u092a\u0930\u092e\u093e\u0923\u0941 \u090a\u0930\u094d\u091c\u093e<\/td><td>\u20b920,000 crore<\/td><td>Nuclear Energy Mission for small modular reactors<\/td><\/tr><tr><td>Housing \u0906\u0935\u093e\u0938<\/td><td>\u20b915,000 crore<\/td><td>SWAMIH Fund-2 for completion of 1 lakh dwelling units<\/td><\/tr><tr><td>AI in Education \u0936\u093f\u0915\u094d\u0937\u093e \u092e\u0947\u0902 \u090f\u0906\u0908<\/td><td>\u20b9500 crore<\/td><td>Centre of Excellence in AI for education<\/td><\/tr><tr><td>Asset Monetization \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092e\u0941\u0926\u094d\u0930\u0940\u0915\u0930\u0923<\/td><td>\u20b910 lakh crore<\/td><td>Asset Monetization Plan 2025-30<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Key Schemes | \u092e\u0941\u0916\u094d\u092f \u092f\u094b\u091c\u0928\u093e\u090f\u0902<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Agriculture &amp; Rural Development | \u0915\u0943\u0937\u093f \u0914\u0930 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0935\u093f\u0915\u093e\u0938<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Prime Minister Dhan-Dhaanya Krishi Yojana<\/strong> | <strong>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0927\u0928-\u0927\u093e\u0928\u094d\u092f \u0915\u0943\u0937\u093f \u092f\u094b\u091c\u0928\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Coverage: 100 districts with low productivity<\/li>\n\n\n\n<li>Beneficiaries: 1.7 crore farmers<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Aatmanirbharta in Pulses<\/strong> | <strong>\u0926\u093e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Six-year mission for self-reliance in pulses<\/li>\n\n\n\n<li>Central agencies to procure three pulses from farmers<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Kisan Credit Card Enhancement<\/strong> | <strong>\u0915\u093f\u0938\u093e\u0928 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0938\u0902\u0935\u0930\u094d\u0927\u0928<\/strong>\n<ul class=\"wp-block-list\">\n<li>Loan limit increased from \u20b93 lakh to \u20b95 lakh<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">MSMEs &amp; Manufacturing | \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0914\u0930 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Credit Cards for Micro Enterprises<\/strong> | <strong>\u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0909\u0926\u094d\u092f\u092e\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921<\/strong>\n<ul class=\"wp-block-list\">\n<li>Enhanced access to credit for small businesses<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Scheme for First-time Entrepreneurs<\/strong> | <strong>\u092a\u094d\u0930\u0925\u092e \u092c\u093e\u0930 \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>For 5 lakh women, SC\/ST entrepreneurs<\/li>\n\n\n\n<li>Term loans up to \u20b92 crore for 5 years<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Focus Product Scheme for Footwear &amp; Leather<\/strong> | <strong>\u092b\u0941\u091f\u0935\u093f\u092f\u0930 \u0914\u0930 \u091a\u092e\u0921\u093c\u093e \u092b\u094b\u0915\u0938 \u0909\u0924\u094d\u092a\u093e\u0926 \u092f\u094b\u091c\u0928\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Employment for 22 lakh persons<\/li>\n\n\n\n<li>Expected turnover of \u20b94 lakh crore<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank\">Education &amp; Skill Development | \u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0915\u094c\u0936\u0932 \u0935\u093f\u0915\u093e\u0938<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Atal Tinkering Labs<\/strong> | <strong>\u0905\u091f\u0932 \u091f\u093f\u0902\u0915\u0930\u093f\u0902\u0917 \u0932\u0948\u092c\u094d\u0938<\/strong>\n<ul class=\"wp-block-list\">\n<li>50,000 labs in government schools over 5 years<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Bharatiya Bhasha Pustak Scheme<\/strong> | <strong>\u092d\u093e\u0930\u0924\u0940\u092f \u092d\u093e\u0937\u093e \u092a\u0941\u0938\u094d\u0924\u0915 \u092f\u094b\u091c\u0928\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Digital Indian language books for education<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>National Centres of Excellence for Skilling<\/strong> | <strong>\u0915\u094c\u0936\u0932 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f\u0924\u093e \u0915\u0947\u0902\u0926\u094d\u0930<\/strong>\n<ul class=\"wp-block-list\">\n<li>Five centers with global expertise and partnerships<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Healthcare &amp; Social Security | \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Day Care Cancer Centres<\/strong> | <strong>\u0926\u093f\u0928 \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u0948\u0902\u0938\u0930 \u0915\u0947\u0902\u0926\u094d\u0930<\/strong>\n<ul class=\"wp-block-list\">\n<li>In all district hospitals over 3 years<\/li>\n\n\n\n<li>200 centers in 2025-26<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Social Security for Gig Workers<\/strong> | <strong>\u0917\u093f\u0917 \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Identity cards and e-Shram portal registration<\/li>\n\n\n\n<li>Healthcare under PM Jan Arogya Yojana<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>PM SVANidhi Revamp<\/strong> | <strong>\u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u093f \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u0928<\/strong>\n<ul class=\"wp-block-list\">\n<li>Enhanced loans with UPI-linked credit cards<\/li>\n\n\n\n<li>\u20b930,000 limit<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Key Points for Competitive Exams | \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u0940 \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u0916\u094d\u092f \u092c\u093f\u0902\u0926\u0941<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Economic Indicators | \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u0915\u0947\u0924\u0915<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fiscal Deficit<\/strong>: 4.4% of GDP in FY26, down from 4.8% in FY25<\/li>\n\n\n\n<li><strong>FDI in Insurance<\/strong>: Increased from 74% to 100%<\/li>\n\n\n\n<li><strong>Capital Expenditure<\/strong>: \u20b911.21 lakh crore (3.1% of GDP)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Tax Reforms | \u0915\u0930 \u0938\u0941\u0927\u093e\u0930<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No income tax<\/strong> up to \u20b912 lakh in new regime<\/li>\n\n\n\n<li><strong>Standard deduction<\/strong> increased to \u20b975,000 for salaried employees<\/li>\n\n\n\n<li><strong>TDS limit for rent<\/strong> raised to \u20b96 lakh from \u20b92.4 lakh<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Infrastructure Focus | \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u092b\u094b\u0915\u0938<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Jal Jeevan Mission<\/strong> extended till 2028 for 100% coverage<\/li>\n\n\n\n<li><strong>UDAN Scheme<\/strong>: Regional connectivity to 120 new destinations<\/li>\n\n\n\n<li><strong>Broadband connectivity<\/strong> to all government secondary schools and PHCs<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Innovation &amp; Technology | \u0928\u0935\u093e\u091a\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deep Tech Fund of Funds<\/strong> for innovation support<\/li>\n\n\n\n<li><strong>Gene Bank for Crops Germplasm<\/strong> for agricultural research<\/li>\n\n\n\n<li><strong>National Geospatial Mission<\/strong> for mapping and surveying<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Important Facts for Exams | \u092a\u0930\u0940\u0915\u094d\u0937\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0924\u0925\u094d\u092f<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Budget Theme &amp; Vision | \u092c\u091c\u091f \u0925\u0940\u092e \u0914\u0930 \u0926\u0943\u0937\u094d\u091f\u093f<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Theme<\/strong>: &#8220;Sabka Vikas&#8221; &#8211; Development for All<\/li>\n\n\n\n<li><strong>Vision<\/strong>: Viksit Bharat by 2047 with zero poverty<\/li>\n\n\n\n<li><strong>Focus Areas<\/strong>: Garib (Poor), Youth, Annadata (Farmers), Nari (Women)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Key Ministries &amp; Allocations | \u092e\u0941\u0916\u094d\u092f \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0914\u0930 \u0906\u0935\u0902\u091f\u0928<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ten broad development areas<\/strong> spanning agriculture to innovation<\/li>\n\n\n\n<li><strong>Six reform domains<\/strong>: Taxation, Power, Urban Development, Mining, Financial Sector, Regulatory Reforms<\/li>\n\n\n\n<li><strong>Four engines of growth<\/strong>: Agriculture, MSMEs, Investment, Exports<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Financial Sector Reforms | \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0938\u0941\u0927\u093e\u0930<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Grameen Credit Score<\/strong> framework for rural credit<\/li>\n\n\n\n<li><strong>Revamped Central KYC<\/strong> registry rollout in 2025<\/li>\n\n\n\n<li><strong>Jan Vishwas Bill 2.0<\/strong> to decriminalize 100+ provisions<\/li>\n<\/ul>\n\n\n\n<p>This comprehensive analysis covers the major aspects of India&#8217;s Budget 2025-26, providing essential information for competitive exam preparation in both English and Hindi.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Overview The Union Budget 2025-26 was presented by Finance Minister Nirmala Sitharaman with the theme &#8220;Sabka Vikas&#8221; (Development for All), focusing on balanced growth across all regions. The budget emphasizes four key engines of growth: Agriculture, MSMEs, Investment, and Exports. Key Financial Highlights | \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902: Sector-wise Investment Table | \u0938\u0947\u0915\u094d\u091f\u0930-\u0935\u093e\u0930 \u0928\u093f\u0935\u0947\u0936 \u0924\u093e\u0932\u093f\u0915\u093e Sector [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"footnotes":""},"categories":[9],"tags":[19,12,18,16,17],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-india-gk","tag-cet","tag-gk","tag-hssc","tag-indiagk","tag-ssc"],"blocksy_meta":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/posts\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":4,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/posts\/98\/revisions"}],"predecessor-version":[{"id":116,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/posts\/98\/revisions\/116"}],"wp:attachment":[{"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/media?parent=98"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/categories?post=98"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gkharyana.in\/hi\/wp-json\/wp\/v2\/tags?post=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}